What to expect for your first appointment:

Your counselor will take time to understand your personal goals, finances, and employment status. Together, you’ll set goals that will assist you in your path to home ownership. Your counselor will discuss the various programs we offer and help determine whether any of them could be helpful to your individual goals and circumstances.

Please be aware that while our counselors can help you apply for a loan for our housing programs, they are not lenders. Loans are not approved or rejected by Neighborhood Nonprofit Housing Corporation.

Be ready to submit the following information prior to your appointment:

• Most recent pay stub
• An estimate of your current credit score (can be obtained for free from your bank, from Credit Karma, or from https://www.annualcreditreport.com)
• List of current loans and monthly payment amounts
• Current amount in savings/checking accounts
• Amounts of any additional financial income (child support, government assistance, etc)

This information is to help your counselor understand your financial situation and will be handled with sensitivity to protect your privacy and security.